As soon as you make a modification to your vehicle you will immediately find it difficult to get insured, and that is because a lot of insurance companies will struggle assessing the value of the car. As well as this, insurers may also feel that because your vehicle has been upgraded it means that it is of higher theft risk and also that the drivers may be higher risk, but this is a misunderstanding on their part. You will generally find that those who modify their cars are actually of lower risk, and this is because they are enthusiasts who have a passion for their automobile, and this means that they will care for it more than your average driver would for their car. If you are struggling to find insurance for your modified car then you do not need to worry though, as there are insurers that recognise this and have expertise in car modification.


When looking for something as important as car insurance you will want to find a company that understands your passion and why you are not a high risk driver. Thankfully there are these companies out there, and some of them are even car modification enthusiasts and experts themselves. This makes it a very easy decision as when a company shares the same passion as you then you realise that you will be in good hands and dealt with by underwriters that enjoy their work, so this is always a good thing to look for when searching for an insurance provider.

Insurance Companies with their Own Projects

When looking at these modified car insurance experts sites you will soon see why they are a smart choice, and some of them will even share their own projects with you. An insurance company that is active in the modification industry will understand what you need from an insurance policy and they will also take an interest in your vehicle too, and this way you can be sure that you are in safe and knowledgeable hands whether you have alloy wheels, a body kit, a modified engine control unit for an improved driving performance, interior upgrades or any other kind of modification to improve your car. You may even get some inspiration and ideas when talking to the expert underwriters, and this is a much more positive experience than you would find with regular car insurance providers that do not show any passion.